Home Loan

IntroductionA Home Loan is a secured loan offered by banks and financial institutions to help individuals purchase, construct, or renovate a residential property. Since property is taken as collateral, home loans generally come with lower interest rates and longer repayment tenures

• Secured loan with property as collateral

• Affordable interest rates compared to personal or business loans

• Flexible repayment tenure (up to 20–30 years)

• Tax benefits under Section 80C and Section 24(b) of the Income Tax Act

• Eligibility based on income, repayment capacity, credit score, and property value